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Chase debtors without the awkward calls.
Know exactly who owes you, how much, and for how long.
OgaOS logs every customer debt automatically when a sale is made on credit. It tracks due dates, calculates overdue periods, and sends friendly WhatsApp reminders on your behalf — so you get paid without ruining any relationships.
Chioma Okafor
21d₦45,000Emeka Nwosu
9d₦18,500Bisi Adeyemi
3d₦7,200Why it works for Nigerian SMEs
Built around how business actually happens here — cash, credit, WhatsApp, and hustle.
Debts are created automatically when a sale is made on credit
Colour-coded urgency: yellow (3 days), orange (1 week), red (3 weeks+)
WhatsApp reminders sent politely and automatically on due dates
Track both customer debts and supplier amounts you owe
Full debt history per customer with payment trail
Mark debts as partially or fully paid in one tap
Dashboard shows total outstanding at a glance
Export overdue list as PDF or CSV for follow-up
How it works
Three steps. No wahala.
Debt is logged automatically
When you record a sale and the customer doesn't pay in full, OgaOS creates a debt record instantly. No double entry needed.
Reminders go out automatically
As the due date approaches, OgaOS sends a polite WhatsApp message to the customer. You can customise the message tone.
Mark as paid when settled
When the customer pays, update the record in seconds. The debt disappears from your dashboard and the payment is recorded.
Ready to try Debt Tracking?
Join thousands of Nigerian business owners already using OgaOS. Free to start, no credit card needed.